Unfortunately, car accidents happen when least expected, even in Houston. You may be the best driver, but you still get involved in a car accident. Also, insurance companies may push you to the wall by applying excess limits on the compensation amount. Aside from insurance woes, you’ll have to pay for inflated medical bills. Considering all these factors, hiring a Houston car accident lawyer is inevitable.
In most cases, insurance companies seek to pay the least amount possible for people who sustain injuries after a car accident. Things can be worse if you have no car insurance or you lack an advocate. Besides, a car accident may leave you disabled and unable to work like you used to be. The incident will not only drain your finances, but it affects every aspect of your life. However, if you have a strong defense from an experienced car accident attorney from Houston, you’ll get the justice you deserve.
What is the Role of a Car Accident Attorney?
Fights for fair compensation
A car accident attorney aims at reaching an agreement with your insurance company to give you reasonable compensation. That way, you will settle your medical bills and even have enough money to support yourself until you are strong enough to resume your everyday life.
Gathers relevant information
A Houston car accident attorney must check your offender’s driving license and yours as well before proceeding with the lawsuit. They also gather important information such as your medical bills, the psychological and physical pain you’ve been subjected to, loss of wages, etc. Such factors help the attorney determine the best approach to use when handling your claim. Furthermore, the attorney checks your policy to determine if there are any special clauses to enable you to receive higher compensation.
Analyses your medical bills
Relying on an insurance company alone in case of an accident is a wrong move. This is because your medical bills may exceed the policy limits. Such cases are common with accidents involving high-speed collisions as they cause severe injuries to the victims. That means that you have to undergo several surgeries, not to mention the prolonged hospital stay.
As a result, your car accident attorney must preview your medical bills and make copies to use when negotiating for your compensation. Therefore, it’s essential to hand over your medical report to your lawyer.
Negotiates with your lien holders
Also, before the commencement of your case, your attorney may decide to contact lien holders to negotiate towards the reduction of the lien amount. They review the insurance policy limitations with them. Then, they negotiate to come up with a fair settlement.
During your case, your car accident lawyer updates lien claimants on the progress and even informs them about insurance adjusters’ take on the medical bills presented to them. Note that your lawyer must agree with the lien plaintiffs before settlement. An attorney does this to ensure that you won’t exhaust all your money by paying off the liens. The main goal is to ensure that you are left with extra money to fund your ongoing treatment or therapies.
Finally, filing for a car accident claim is not enough in Houston. You must have legal representation to ensure that you get generous compensation. That said, contact Houston car accident lawyers now to handle all your claim.